What We Do
Crafting Your Financial Future with Expert Guidance
What Exactly is the Benefit of working with Black Creek Wealth Management?
The Basics
I have worked hard to achieve my dream of becoming a private investment manager and holistic financial planner. Now that I have achieved my dream…I would like the opportunity to help you work towards yours.
Focus Areas
- College Planning (Savings/Withdrawals)– Where and what accounts are the best place to save from a tax perspective.
- Building Wealth– Helping individuals, per their unique situation, work towards their goals on their terms
- Taxes, Current vs Future values, investments are all considered
- Work with CPA’s, if necessary, to refine plan
- Soon to be retirees– Help individuals understand and prepare for Medicare, SSI, and shifting investments based off needs after working
- Social Security Income (SSI) Analysis- Do you take early or later, pros vs cons
- Medicare- helping you understand, at a high level, what the options and supplemental policies are
- Investing for now and the future- Do you still need growth or is it time to create income, what is the best way to do this with taxes and social security benefits in the mix
What I Can Help You With
Retirement Planning
Financial Education
Portfolio Management
Wealth Preservation
Cash Flow Management
Investment Management
Retirement Strategies
Alternative Investments
How i work with others
I have designed my firm to focus on what I care about most, seeing people get more with their hard earned money. Being confident and comfortable with your investments and financial plan is a key component to your success and ability to live in financial peace and abundance. It is my job to help educate you, find the appropriate resources, and guide you along the way.
Consulting
Consulting means meeting you where you want to be met. These choices are designed for individuals who wish to maintain control while recognizing the benefits of collaborating with a proficient professional. I’ve been working with all types of clients over my 15 years in Investing/Trading, Financial Planning, and Real Estate. This option enables you to receive tailored assistance according to your preferences from a knowledgeable specialist, all at an affordable price point accessible to everyone.
All Services are charged on a PER HOUR BASIS.
Don’t worry, I DO NOT sell insurance products or make commissions from anything I recommend. I am a fiduciary that focuses on how to help you maximize your assets by keeping things as low cost and tax friendly as possible.
How we Serve:
- Investing- Build out Investment Portfolio and/or Investment Reviews
- Trading- Help you build and implement Trading Strategies
- Real Estate- Building Real Estate Income Porfolios and/or
Using leverage to buy Rentals or Second Home/Vacation
All types of Financial Planning
Retirement/Income/Estate/Budgeting
Investing For You
Private 1-on-1 Fiduciary Relationship
I work with you to find the best way to work towards your goals as quickly and safely as possible.
I will review your current investments and see how best to complement what you are doing. I do not push a button and sell everything to put into a “model” investment strategy. This approach stands apart from the typical standardized method employed by other advisory and brokerage/bank firms. Once reviewed, we discuss how the strategy is handled relative to your goals as well as your tax situation. Asset location is a big part of this. Putting your assets in the right accounts matters.
Fee Structure:
Total Assets Under Management
Annual Fees
- Up to $500,000 / 2.0%
- $500,001 – $750,000/ 1.50%
- Over $750,000-1M / 1.25%
- 1M+ / 1.00%
Additional Services
Market timing
alternative growth and income
Covered call writing
HOLISTIC FINANCIAL PLANNING- HELPING YOU SCALE AND MAINTAIN ALL
ASPECTS OF YOUR FINANCIAL LIFE
I am a holistic financial planner that use a comprehensive strategy that includes your values, goals and experiences with money. Rather than focusing on planning for individual life stages or using a product-based approach, I take every aspect of your financial life into account.
I Also Provide Monthly Event
The New Investors Club and Young Investors Clubs are a 1 hour townhall-sytle conversation focused around the following areas:
– Budgeting
– Saving
– Investing
– Debt Management
– Financial Planning
Frequently Asked Questions
What does an investment management service entail?
Investment management involves the professional management of your investment portfolio. This service typically includes selecting investments, diversifying the portfolio, monitoring performance, and making adjustments to align with your goals and risk tolerance.
What's the difference between a financial planner and an investment manager?
A financial planner provides comprehensive advice on various aspects of your financial life, including budgeting, retirement planning, tax strategies, estate planning, and more. An investment manager focuses specifically on managing your investment portfolio to achieve your financial objectives.
How often should I review my financial plan and investments?
Regular reviews are essential to ensure your plan stays aligned with your changing goals and market conditions. Quarterly or annual reviews are common, but the frequency might vary based on your circumstances.
Are there any guarantees in investing with a financial planner?
No investment comes with guarantees, as all investments carry some level of risk. However, a qualified financial planner can help you make informed decisions, diversify your portfolio, and manage risk according to your risk tolerance and goals.
